Disclosures
At Janani Loans, transparency and trust are the basis of our relationship with our clients. The objective of this relationship disclosure document is to explain how we relate to you, the nature of our services, and the various duties we owe.
- Loan Products : We have an extensive array of loan products from personal loans to home loans, vehicle loans, mortgage loans, and even refinancing options, designed to help satisfy our customers in every way concerning financial needs.
- Advisory Role : Our loan consultants will advise and make recommendations based on your financial position and goals, but it will be your decision finally as a borrower after going through the facts presented to you.
- Transparency : We are committed to giving clear and full information about our loan products, such as interest rates, fees, repayment terms.
- Integrity : We maintain the greatest levels of integrity, ensuring that all dealings with you are honest and ethical.
- Confidentiality : We use strong security measures to secure your personal and financial information, and we never release it without your explicit authorization, unless when required by law.
- Accurate Information : You are obligated to provide correct and full information during the loan application process. Misrepresentation of information may influence your loan amount eligibility and terms.
- Understanding Terms :You ought to fully understand your loan terms and conditions of your loan agreement. Assuming and making an inquiry on any points not clear.
- Repayment : You should be able to repay your credit within the stipulated time and according to the conditions of time agreed. If such is not done, penalties, additional costs, and the negative impact on your credit can be incurred.
Growth Plans
Janani loans is dedicated to the development and
expansion of its services to better meet the
requirements of its valued customers. Here’s how we
intend to grow
We want to initiate various loans to meet the financial
needs. Whether you need a small business loan, an
education loan, or finance for home improvement, Janani
Loans offers a flexible and competitive option.
We want to initiate various loans to meet the financial
needs. Whether you need a small business loan, an
education loan, or finance for home improvement, Janani
Loans offers a flexible and competitive option.
Adopting advanced technologies is a cornerstone of our
growth strategy. We are constantly improving our digital
processes to streamline the application and approval
processes, making it faster and easier for you to get
the funding you need.
We contract with financial institutions to improve our
service delivery and bring innovative solutions to our
clients. This collaboration will help us deliver
comprehensive and efficient financial services.